The Integrated Wealth Management Process

Integrated Wealth Management Process

The Integrated Wealth Management Process is a holistic and evolutionary strategic planning program based on a conversation about your financial affairs for the rest of your life.

The process begins with:

  1. Initial Consultation:
    The first meeting is an introductory meeting where we talk about what you are trying to accomplish. This meeting is where we really try to get a feel for the kind of planning you need. Based on that meeting, we provide you with our Integrated Wealth Management Assessment, a questionnaire that is designed to help you establish goals and objectives, both short-term and long-term, and to gather the data that we need to begin the planning process.

  2. Unique Discovery Experience
    Once you have completed the Integrated Wealth Management Assessment, we have our second meeting to review your goals and objectives and to review the data that you have provided.

  3. Interactive Drafting Session
    After entering this information into our computers, we are prepared to hold our third meeting, which is an Interactive Drafting Session. This session allows us to view different scenarios, and make sure that all of your information is correct. By the time we have finished the Interactive Drafting Session, you will have a clear vision of your options, we will have clearly defined your planning goals, and we will have a draft of your plan. Experience tells us that this is the most important meeting. After completing the Interactive Drafting Session, you will receive a copy of your planning draft for your review.

  4. Integrated Wealth Management Blueprint for Financial Independence
    When you have completed your review of the draft, we will schedule the final meeting. In the final meeting, we will review the financial plan, discuss the necessary steps to implement the plan and begin the implementation process, if we have agreed on a long-term professional relationship, which normally revolves around the management of assets for our clients.

  5. Implementation
    At this point, we will take your plan and put it to work to pursue your goals. We will meet to bring you up-to-date on the status of your investments and answer any questions you might have.

  6. Integrated Wealth Management Review
    In addition to the quarterly reporting, we expect to meet with our clients at least once or twice a year. The Integrated Wealth Management Review allows us an opportunity to maintain an evolutionary, strategic planning relationship and to revisit your original financial planning issues. One thing that we know after twenty-five years of experience is that the process must be evolutionary; we must be prepared to modify the plans to address the inevitable changes in your life.

IWMP: Investing and Planning


There are many financial products on the market. Choosing the ones that best meet your needs can be complicated. That’s where we can help. We can offer professional financial advice to help you choose only those products that address your current and future goals. We aim to help make informed decisions about the products in your portfolio. To do this, we draw on a comprehensive suite of products and services to find those that address your unique situation.


Investments can play a key role in any financial plan.

For individuals, a mix of investment products, income and pension plans can help pursue short- and long-term goals.

For employers, we can offer guidance on savings and pension plans.

  • Qualified Retirement Plans and Individual Retirement Plans
  • College Planning
  • Stocks
  • Alternative Investments


As much as we try to prepare for them, tragic events like death, disability or critical illness sometimes strike. When faced with such a situation, insurance can protect policy holders and their families from undue hardship. For this reason, a variety of insurance coverages is essential to any personalized financial plan.

Insurance planning is best when tailored to fit its owner’s personal situation: whether designed for a single person or family; professional or seasonal employees; executive or small business owner, everyone can benefit from an appropriately customized plan.

  • Life
  • Long-term care, disability, and critical illness

*Guarantees are based on the claims paying ability of the issuing company.


Along with the protection offered through insurance and the goal setting provided by investment choices, money management strategies can help manage savings on a daily basis. From mortgage payments to tax savings, a strategy for managing money effectively involves a consideration of individual contexts.

  • Saving
  • Tax Planning
  • Succession Planning
  • Mortgages
  • Financial Planning for Business Owners
  • Business Succession Planning